Ameris Bank offers a full-service mortgage warehouse lending program designed for mortgage lenders and financial institutions, providing flexible funding, competitive rates, and advanced technology to streamline operations.
www.amerisbank.com
Simplify Your Warehouse Lending with Genesis by OptiFunder and Ameris Bank
Genesis by OptiFunder is a warehouse management system for mortgage originators. It automates your work with Ameris Bank Warehouse Lending from funding through paydown, so your team spends less time on manual steps.
LOS Integration
Loan data flows into Genesis by OptiFunder directly from your LOS.
Wire Data Check
Wires are checked against history, flagging outliers. Integration with other fraud tools available.
Funding
Data and doc requests go to Ameris Bank automatically.
Shipping & Tracking
Instructions go to Ameris Bank automatically and collateral is tracked in one place.
Purchased Advice
Purchases advices are automatically reconciled and written back to your LOS.
Paydowns
Paydown requests go directly to Ameris Bank and you are notified automatically.
REQUEST A DEMO
Warehouse management is complicated and disconnected.
Independent mortgage originators utilize multiple revolving funding facilities to fund their loans, all of which have unique terms and restrictions making it impossible to know which line to use to fund every loan.
The mortgage originators’ systems are not connected to the warehouse lenders’ systems which are not connected to the document custodians’ systems creating inefficient and costly transactions.
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OptiFunder makes it easy by streamlining the process and connecting all participants.
OptiFunder leverages a proprietary optimization algorithm to optimize the loan funding decision and significantly reduce effective cost of warehouse.
OptiFunder integrates the mortgage originator, warehouse lender, document custodian, and investors providing a seamless funding transaction.
Achieve Lowest Cost of Capital and Increase Return on Investment
OptiFunder uses machine learning and artificial intelligence (AI) to systematically decision where to fund loans on given warehouse lines based on unique loan eligibility characteristics, warehouse terms, pricing, and the lenders' financial objective.
Whether it is to achieve lowest cost of capital or return on equity, our propriety algorithm takes the manual guesswork out of warehouse lending.
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